loan principal
贷款本金
真题改编里的原句
The more you keep in the offset, the less interest you pay, but it only offsets interest and does not reduce the loan principal, unlike extra repayments that shorten the term.
您留在 offset 里的钱越多，付的利息越少；但它只抵扣利息、不减少贷款本金，不同于能缩短期限的额外还款。
出自《房屋贷款 — offset 账户与 redraw 设施区别、省息与税务影响》练到这个词的真题改编
共出现在 1 篇真题改编里。