overdraft

Yes, additional cardholders with their own limits, and you stay the account signatory. For a loan or overdraft you’d need financials, a cash flow forecast and security.

可以，可增设附属持卡人并各自设定限额，您仍是账户签字人。申请商业贷款或透支额度，需要财务报表、现金流预测和担保物。