safe-driver benefit

A not-at-fault accident, such as being rear-ended at a traffic light, never reduces your bonus. After five claim-free years, some insurers add a safe-driver benefit.

非责任事故，比如在红灯停下时被追尾，绝不会减少您的无理赔折扣。连续五年不索赔后，一些保险公司还会额外给安全驾驶奖励。